Establish fiscally responsible programs that positively impact everyone with strategic benefits consulting.

With a people-first approach to employee benefits and engagement, you can provide options that focus on your team’s unique needs, budget, and goals.

Our experience allows us to better understand the broader needs and concerns of local employees. Because of this, we believe we are able to deliver stronger solutions.

Our team offers experience in these areas:

• Analysis of competitive markets and offerings to maximize employee engagement.
• Evaluation and interpretation of how your benefits programs reflect your organization to your employees, recruits, and markets.
• Comprehensive offering of benefits programs that demonstrate your investment in your people—including medical, dental, vision, and life insurance programs.

Offering benefits that actually prioritize your team’s well-being is essential for recruiting top talent and encouraging your best people to stay.

Our consultants can help you navigate the complexities of benefits planning to create a cost-effective healthcare program that works.

Our team offers experience in:

• Providing unbiased and objective pursuit of coverages that include medical, dental, vision, disability, critical illness, accident, long-term care, and life insurance programs.
• Finding alternative funding for health insurance programs (self-funding, reference-based pricing models, level funding, fully insured models, and captive insurance programs).
• Initiating and managing direct contracting arrangements with providers, pharmacy outsourcing, and independent lab providers.
• Developing programs and advocacy to address the high cost of specialty drug utilization. We have been very successful in managing costs while securing effective treatments for participants in need of these medications.
• Understanding risk analytics with our proprietary analysis and programming. This provides evaluations and interpretations within your group to determine how to manage and be proactive in disease and chronic condition management.
• Providing forecasting cost models to determine future costs for budgeting and management of your medical programs.

For decades, we have been delivering programs such as 401k, profit sharing, cash balance, ESOP, and non-qualified arrangements that are specific to a business’s unique needs

Our team offers experience in these areas:

• Plan design development, document interpretation, and coordination with third-party administrators (TPAs) to ensure that a plan is written and administered as intended.
• Plan benchmarking for both investment performance and cost analysis addressing the overall value of the plan for your employees.
• Plan fiduciary support in fund evaluations and selection by the plan sponsor.
• Plan review services to assist in maintaining program compliance, investment performance, plan design updates, and cost reviews. This is done at least annually as part of best fiduciary practices for retirement plans.
• Employee enrollment, education, and administrative support. We provide group and one-to-one engagement for employees as it pertains to plan design education, retirement planning concepts, and investment options.
• Administrative services for participants—including enrollment support, rollovers from employer plans, distribution support, and retirement plan platform support.

Mishandling administrative complexities jeopardizes both your company's financial health and workforce morale.

Our organization is uniquely qualified in the areas of administrative support and personnel management consulting.

Our team offers experience in these areas:

• Personnel management services such as job descriptions, interview protocols, performance reviews, discipline strategies, and compliance with hiring and termination practices.
• Employee handbook development, review, and updating. Audit review and development of proper employee files and records are important to stay compliant with a variety of employer-based laws.
• Comprehensive audit programs to align personnel records with best practices.
• Benefits administration services that range from managing program eligibility, insurance carriers, and/or payroll partner interfaces to COBRA support.
• Tailored organizational and compliance support—including employee onboarding services, insurance claims dispute services for employees, and more that will assist with efficiency.

When your employees face financial struggles, the lack of stability and confidence can significantly impact their performance and engagement at work.

Our dedicated team of financial experts will help your employees move forward with confidence and make informed financial decisions.

Through our partnership with Your Money Line®—we offer:

• Financial literacy programs that utilize financial guides and an individualized dashboard to give you and your employees the tools needed to successfully navigate your financial journeys.
• Unique opportunities for your employees to connect with certified and accredited financial planners with extensive economic knowledge and experience.
• Unbiased and empathetic guidance for specific money-related questions.
• Several consultation options to fit employee needs—including spontaneous or planned phone calls, emails with timely responses, mobile app helpline access, and instant live chat access.
• E-learning materials and other financial resources.