Why Now Is the Time to Compare Indiana Elite Care to Your Renewal | Paradigm Consulting
Filling out open enrollment paperwork
Open Enrollment 2025-2026: What Small Business Owners Need to Know About Open Enrollment
October 1, 2025
business owner reviewing health renewal
5 Questions Every Indiana Employer Should Ask Before Signing Their Health Renewal
October 6, 2025

October 6, 2025

Why Now Is the Time to Compare Indiana Elite Care to Your Renewal

Every fall, Indiana employers brace for the same challenge: renewal season. While traditional insurance carriers prepare to deliver their annual shock with 15% to 17% premium hikes, there's never been a better time to evaluate a proven alternative that's already delivering real savings to employers across the state.

 

The Renewal Reality: Costs Keep Climbing

Year after year, employers face the same frustrating cycle—significant premium increases with little explanation, limited plan design options, and the constant uncertainty of what next year will bring. Annual increases of 15% and more that have become the norm aren't sustainable for businesses trying to balance competitive benefits with operational profitability.

  •  

Indiana Elite Care’s Proven Savings

But this year, you don’t have to settle. The Indiana Elite Care Network offers a different path, one that has already proven to save employers money while protecting access to trusted providers. 

Independent analysis through Sage Transparency shows that employers who have already moved to IEC are saving 12% to 18% compared to traditional networks. Put another way, that’s about $150,000 saved for every $1 million in healthcare costs.

Plus, employers are seeing lower costs both for inpatient and outpatient care compared to what’s typical across Indiana.

Inpatient costs through IEC are running nearly 25% lower than what Indiana employers typically pay today. That comes in up to 28% below what many local hospitals charge for the same services. Outpatient care shows even greater savings, with costs more than 40% lower than the broader Indiana market.

 

Real Results Happening Now

These numbers aren’t just projections; they’re real results. Unlike theoretical cost-saving promises, Indiana Elite Care is already operating successfully throughout Indiana, delivering measurable results for employers who made the switch. 

Anchored by Franciscan Health and supported by partners like Ortho Indy and Unity Healthcare, the network isn't just a concept or future possibility. It's a live, functioning healthcare solution that's currently providing transparent pricing and renewal stability to businesses across the state.

 

Why Now Is the Time to Compare Indiana Elite Care to Your Renewal

The timing, however, is critical. Once you lock into a January 1 renewal, you’re committed for another year of rising costs and shrinking flexibility. If you wait too long, you'll likely miss your window for implementing an alternative solution for the next plan year.

That’s why now is the time to compare your renewal against what Indiana Elite Care can deliver. Even if you’ve already received your renewal numbers, reviewing them against IEC’s transparent pricing could reveal options you didn’t know you had.

 

Your business doesn’t need another year of unpredictable increases. It needs a solution that aligns costs with value and restores confidence in both your budget and your benefits. That’s what Indiana Elite Care delivers—and why today is the right time to take a closer look.

 

Provide the benefits your employees deserve without breaking your budget.


Please let us know if you have any questions. We understand that local companies have unique needs that most national firms don’t consider or struggle to identify. This leaves your people with a less effective, one-size-fits-all benefits plan. However, our ability to cater to the needs of our clients comes from decades of client partnerships. This perspective allows us to fully address unique needs and generate creative benefits plans.

You shouldn’t have to worry about just being a number, offering a generic plan, or getting the unique support you need. Call us today.

This Benefits Insights is not intended to be exhaustive nor should any discussion or opinions be construed as professional advice.